#The lending establishment fee will be added to your loan amount. Weekly repayments are calculated by dividing $1000 by 4 and rounding up if required ($1000 ÷ 4 = $250). Weekly and fortnightly repayment calculations – if your monthly repayments are $1000, fortnightly repayments are calculated by dividing $1000 by 2 and rounding up if required ($1000 ÷ 2 = $500). The calculations should not be relied on for the purpose of making a decision whether to apply for a personal loan. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The calculation is not an offer of credit. It is for illustrative purposes only and is based on the accuracy of the information provided. **Repayment calculator: Any calculations made by you using this calculator is intended as a guide only. (comparison rate 7.20% p.a.), the estimated total amount payable including fees is $35,801. The actual rate offered may be higher or lower than the comparison example above. Interest rate ranges and representative examples are based on a personal loan of $30,000 borrowed for 5 years with the interest rate of 5.99% p.a. Car Loan repayment terms range from 1 to 7 years.kWh pricing may be higher or lower depending on the type of charger used. Car battery size, driver behaviour, temperature and other variables will affect the distance performance. Up to $750 of free charging value is based on $0.60 cost per kWhs for Ultra-rapid charging stations. Offer is subject to change or be withdrawn at any time.Įxample kilometres of over 7,000kms is based on average 15-20-kWhs per 100 kms and should be used as an example only. Within 30 days of e-contract acceptance, a unique voucher will be sent to the email address on the approved Car Loan application with activation instructions and expiry date. This offer is available on a Westpac Car Loan that has been approved for a verified eligible electric car and e-contract acceptance confirmed. After 12 months from offer activation or when the 1,250-kWh charging limit has been reached, charging costs will apply. Electric car charging offer: Receive 1,250-kWh charging limit to use for up to 12 months across the Australian Chargefox public charging network. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.ģ. Different loan amounts and terms will result in different comparison rates. WARNING: Comparison rates apply only to the example or examples given and may not include all fees and charges. All comparison rate examples shown are for a personal loan amount of $30,000 and a term of 5 years. ^Comparison rates: Comparison rates help you understand the true cost of a loan. Information is correct as of 1 November 2023. Credit criteria, fees, charges, terms and conditions apply. Please consider your individual circumstances before applying for a Westpac Personal Loan. For this reason, you should consider the appropriateness of the information to your own circumstances and, if necessary, seek appropriate professional advice. This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. Online Banking Terms and Conditions (PDF 408KB) Officially imported (no ‘grey’ imports).Consider this loan if the car you want is more than 7 years old, you want a motorbike, caravan or something else, or you don’t want to offer the car as security.Īs this loan’s secured against your car, you get a lower rate than our Unsecured Personal Loan^^.Īs this loan’s secured against your electric or hybrid car, you get a special lower rate^^įrom 7.99% p.a. (comparison rate 9.18% p.a.
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